Uganda's Peer-to-Peer Lending Marketplace

Where lenders meet the right borrowers

Post a lending offer or a borrowing request. Connect directly with verified counterparts. Loans move wallet-to-wallet instantly — top up or cash out your Mpola Wallet via MTN MoMo, Airtel Money, card, or bank transfer. Real transactions happen once you're signed in.

Live Activity1 Active

New offers and requests appear here as they're posted.

Real Activity, Right Now

Recent offers & requests

1 listings — a live preview of what's happening on Mpola. Sign in to browse everything, apply, or respond.

Post your listing

Lenders: post your offer · Borrowers: post your need — both are public

0 listings— offers & requests

No listings match these filters right now.

Licensed Money Lender

NIN-Verified Borrowers

Guarantors Required

Wallet, MoMo, Card & Bank

How It Works

Simple on both sides of the marketplace

Post once. Connect directly. Get funded — or start earning — in 24 hours.

For Lenders

1

Register & get verified as a lender on Mpola before posting any offer.

2

Post your lending offer publicly — set your rate, amount range, and accepted loan types.

3

Review borrower applications. See credit scores, docs, and guarantors. Approve in one tap.

4

Collect interest payments. Track your portfolio and earnings dashboard.

For Borrowers

1

Create your profile with your NIN and phone number. Done in under 5 minutes.

2

Browse lender offers publicly, or post your own request and receive competing offers.

3

Apply or accept an offer. Upload documents and add guarantors — all on your phone.

4

Get funded in 24 hours. Funds move wallet-to-wallet instantly once the lender approves — withdraw to MTN MoMo, Airtel Money, or your bank anytime.

For Lenders

Post your offer. Let borrowers apply to you.

Set your terms once. Your offer is public. Qualified borrowers apply and you review before approving.

  • Verified lender approval process
  • Review credit scores & docs before approving
  • Earn interest, track repayments
Post a Lending Offer

For Borrowers

Post your request. Let lenders compete for you.

Browse public lender offers and apply directly, or post your need and get multiple competing offers.

  • New lender offers posted regularly
  • Compare rates before accepting
  • Funds land in your wallet instantly — cash out to MoMo, Airtel, or bank
Post a Borrowing Request

Mobile App

The full marketplace in your pocket

Browse listings, post offers or requests, manage applications, and track repayments — coming soon on iOS and Android.

Coming soon on the

App Store

Coming soon on

Google Play

Wallet funded via MoMo, Airtel Money, card & bank transfer