Uganda's Peer-to-Peer Lending Marketplace
Where lenders meet the right borrowers
Post a lending offer or a borrowing request. Connect directly with verified counterparts. Loans move wallet-to-wallet instantly — top up or cash out your Mpola Wallet via MTN MoMo, Airtel Money, card, or bank transfer. Real transactions happen once you're signed in.
Lumala B.
agricultural · 6 months
UGX 50,000
Real Activity, Right Now
Recent offers & requests
1 listings — a live preview of what's happening on Mpola. Sign in to browse everything, apply, or respond.
Post your listing
Lenders: post your offer · Borrowers: post your need — both are public
1 listing— offers & requests
I need this for a test intrest rate below the lender
Lumala B. · Score 50/100 · 19 days ago
UGX 50,000
6 months
Licensed Money Lender
NIN-Verified Borrowers
Guarantors Required
Wallet, MoMo, Card & Bank
How It Works
Simple on both sides of the marketplace
Post once. Connect directly. Get funded — or start earning — in 24 hours.
For Lenders
Register & get verified as a lender on Mpola before posting any offer.
Post your lending offer publicly — set your rate, amount range, and accepted loan types.
Review borrower applications. See credit scores, docs, and guarantors. Approve in one tap.
Collect interest payments. Track your portfolio and earnings dashboard.
For Borrowers
Create your profile with your NIN and phone number. Done in under 5 minutes.
Browse lender offers publicly, or post your own request and receive competing offers.
Apply or accept an offer. Upload documents and add guarantors — all on your phone.
Get funded in 24 hours. Funds move wallet-to-wallet instantly once the lender approves — withdraw to MTN MoMo, Airtel Money, or your bank anytime.
For Lenders
Post your offer. Let borrowers apply to you.
Set your terms once. Your offer is public. Qualified borrowers apply and you review before approving.
- Verified lender approval process
- Review credit scores & docs before approving
- Earn interest, track repayments
For Borrowers
Post your request. Let lenders compete for you.
Browse public lender offers and apply directly, or post your need and get multiple competing offers.
- New lender offers posted regularly
- Compare rates before accepting
- Funds land in your wallet instantly — cash out to MoMo, Airtel, or bank
Mobile App
The full marketplace in your pocket
Browse listings, post offers or requests, manage applications, and track repayments — coming soon on iOS and Android.
Coming soon on the
App Store
Coming soon on
Google Play
Wallet funded via MoMo, Airtel Money, card & bank transfer